Are You Properly Insured?


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Home Get Free CMA Current Listings Valuable Homeowner Info Recommendation Letter What can you do for me? Get Pre Qualified What about Inspections?			Are You Properly Insured?
			To “close” the deal when you're buying a home, your lender will require you to obtain homeowners insurance on the property--enough to cover the loss in case of severe damage. Discuss your needs with your insurance agent before you buy. Consider these points: Because you must purchase enough insurance to cover the loss of your home in a natural disaster, make sure you have your home’s value updated periodically. If you have a home office with others working for you, ask about a rider to cover injuries to those employees. Expensive jewelry, artwork, or antique furniture may require a special rider to cover their replacement cost. Have them appraised and photographed to document their value. Protecting your real estate investment is an important responsibility of home ownership. Please call or email me if you would like an updated market evaluation of your home or would like to ask any real estate questions. Terri Kern, Associate Broker, Certified House Values Professional Stovroff & Taylor Realtors (716) 622-2251 tkern@stovrofftaylorrealtors.com Everything we touch turns to SOLD!